abento runs under your brand, with your data isolated by design.
The platform carries your name on every payment page and dashboard, and each tenant's data is separated by the architecture itself.
Crypto payments under your brand
The payment platform for digital assets
Accept Bitcoin, Ethereum, stablecoins and the other top cryptocurrencies.
abento enables real-time crypto and stablecoin transactions, easy conversion between fiat and digital assets, and comprehensive settlement services tailored to meet your business needs.
Invoice · INV-20418
250.00EUR
Issued by Northwind Supply · payable in any listed asset
- Asset
- USDC
- Network
- Solana
- Payer fee
- 1.25 EUR
Rate lock
14:59
Quote held for up to 15 minutes
Settlement
Confirmed on-chain
Auto-converted to the merchant's settlement asset. Merchant credited and all parties notified.
Illustrative example · figures are not live
Top cryptocurrencies and stablecoins
- Bitcoin
- Ethereum
- Tether
- USD Coin
- Solana
- BNB
- XRP
- TRON
- Litecoin
- Polygon
- and more
Why crypto payments
Accepts top cryptocurrencies, from Bitcoin and Ethereum to Solana and XRP
Supports all stablecoins, including merchant-minted ones, and USDC on 14 blockchains
Auto-convert volatile coins to a stable settlement asset to remove price risk
24/7 settlement across blockchains, with no banking cut-off times
Lower costs than cards and wires, with faster cash flow across the supply chain
On-chain settlements reduce business operational costs
The platform
A payment platform under your brand
abento lets a bank, an exchange or a payment service launch digital-asset payments for its merchants, under its own brand and on its own terms.
abentoPlatform operator
YouBank, exchange or payment service
MerchantsClients of your business
PayersYour merchants' customers
SaaS
Payment pages and dashboards run under the partner's brand.
Data isolation
Each partner's operations and settings are separated at the core of the system.
Flexible deployment
The platform can be deployed to the partner's own infrastructure.
Payment flow
From invoice to settlement in one controlled process
- 01
Invoice
The merchant issues an invoice in any convenient currency, fiat or crypto.
- 02
Payment choice
The payer selects an asset and a network from those available for the invoice.
- 03
Rate lock
The platform locks the rate and the exact amount. The quote is valid for up to 15 minutes.
- 04
Payment
Funds arrive at a custody provider address and are confirmed by the network.
- 05
Settlement
Auto-conversion to the settlement asset, merchant crediting and notifications to all parties.
Every step is recorded as an immutable snapshot of terms, so the process is reproducible and provable.
The abento offering
Everything you need to run crypto payments
A complete crypto payment gateway for your merchants: invoicing, checkout, swaps, payouts, APIs and dashboards in one platform that runs under your brand.
Multi-currency invoicing
Denominate invoices in fiat or crypto, even when that currency is not available for direct payment.
Multi-currency payments, send and receive
One invoice can be paid with several transactions in different assets. Overpayments and underpayments are accounted for precisely.
Ready-to-use instant crypto payment widget
Accept crypto payments in minutes. Embed the widget into your checkout with a few lines of code.
Instant account-to-account transfers
Move funds between accounts inside the platform instantly, with zero fees.
Instant asset swapping
Incoming funds are automatically exchanged into the merchant's settlement asset through a liquidity provider.
Crypto and stablecoin mass payments
One batch in, hundreds of confirmed crypto payouts out, with per-transfer status and a single reconciliation report.
Unified API
Accept, manage and send crypto payments through one API.
POST /v1/invoices
{ "amount": "250.00", "currency": "EUR" }
Webhooks and notifications
Signed merchant webhooks and e-mail notifications with guaranteed redelivery.
Complete merchant dashboard management
Separate interfaces for the operator, partner, referral partner and merchant, with role-based access.
Built-in referral program
Code attribution and automatic reward calculation on every payment.
Reliability and security
Reliable by design
At any moment it is known who owes whom, in which asset, where the funds are, and which events produced every figure.
Ledger · INV-20418Illustrative
| Account | Debit | Credit |
|---|---|---|
| Custody · USDC | 272.43 | |
| Payer clearing · USDC | 272.43 | |
| Swap · USDC → EUR | 251.25 | |
| Merchant balance · EUR | 250.00 | |
| Fee pool · EUR | 1.25 |
Balanced per assetΔ 0.00
Double-entry ledger
An immutable multi-asset financial ledger. Corrections are made only by compensating entries.
Fail-closed behavior
No confirmed rate means no address is issued. Unknown outcomes are verified with the provider, and blind retries are excluded.
Immutable snapshots of terms
Rates, limits and tariffs are frozen at the moment of the operation. Historical payments are never recalculated.
Three event ingestion paths
Webhook, startup reconciliation and periodic provider reconciliation, so not a single payment is lost.
Idempotent processing
Repeated events, reconciliations and rescans never create duplicate financial operations.
Exact arithmetic
Calculations use exact decimal arithmetic with no floating point. The rounding rule is stored with the result.
Reliability is an architectural principle, not a promise.
Economics
Transparent economics on every payment
Purchase amountThe cost of the goods or service
Payer feeShown to the payer up front
Total payableLocked with the quote
The payer fee is distributed by contract
No hidden costs
Network and provider technical expenses never increase the payer's fee.
Terms are locked
Tariffs and shares are fixed for each payment. Changing the terms never rewrites history.
Automatic accruals
Referral partner rewards are calculated by the platform out of the partner share.
Compliance
Registered in Canada
abento operates under federal money services and payment service provider registrations.
FINTRAC · Money services business
MSB# N300000991
Registered with the Financial Transactions and Reports Analysis Centre of Canada.
Bank of Canada · PSP registration
1001516642 Ontario Inc.
Registered payment service provider under the Retail Payment Activities Act.
FAQ
Questions about crypto payments with abento
What is abento?
abento is a payment platform for digital assets. It lets banks, exchanges and payment services launch crypto and stablecoin payments for their merchants under their own brand.
Which cryptocurrencies does abento support?
abento supports top cryptocurrencies including Bitcoin, Ethereum, Solana, BNB, XRP, TRON and Litecoin, plus all stablecoins such as USDT and USDC, including merchant-minted ones. USDC is available on 14 blockchains, with 24/7 settlement across chains.
Can merchants invoice in fiat and get paid in crypto?
Yes. Invoices can be denominated in fiat or crypto, even in a currency that is not available for direct payment. The payer picks an asset and network, the rate is locked for up to 15 minutes, and funds are auto-converted to the merchant's settlement asset.
Can abento run under our own brand?
Yes. Payment pages and dashboards run under the partner's brand, each partner's data is isolated by architecture, and the platform can be deployed to the partner's own infrastructure.
How does abento keep payments accurate?
abento uses an immutable double-entry ledger, fail-closed behavior, idempotent processing, exact decimal arithmetic and three event ingestion paths, so no payment is lost or duplicated.
Is abento regulated?
abento is registered with FINTRAC as a money services business (MSB# N300000991) and with the Bank of Canada as a payment service provider (1001516642 Ontario Inc.).
Launch crypto payments under your own brand
Tell us about your merchants and markets, and we will walk you through the platform.
Contact the team
hello@abento.io